The Pike County Journal-Reporter

Legal 475
Notice to Debtors and Creditors
All creditors of the Estate of Beth O. Boyd, deceased, late of Pike County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said Estate are required to make immediate payment to the undersigned.
This 23rd day of October, 2009.
Executor: Debbie Driver
48 Bethlehem Church Rd.
Moreland, Ga. 30259
10/28, 11/4, 11, 18 gpn7

Legal 476
In the Superior Court of
Pike County
State of Georgia
In Re: Petition of Richard Charles Epton for the adoption of Joshua Michael Jessop, a minor child.
Civil Action
Adoption No.: 2009A-013
Notice of Petition for Adoption
To: Clyde Silvin Jessop, Jr., Biological Father of Joshua Michael Jessop and to any other unknown biological father.
Pursuant to O.C.G.A. 19-8-12 (c), you are hereby notified that a petition to adopt your biological son has been filed by Richard Charles Epton in the Superior Court of Pike County, Georgia, regarding Joshua Michael Jessop born on June 9, 2001 in Fayette County, Georgia. You are required to file with the Clerk of Superior Court, and serve upon Petitioner’s Attorney, Christopher D. Brown, P.O. Box 142908, Fayetteville, Georgia 30265, an answer in writing within 30 days of the date of receipt of this notice. Failure to file an objection to this Petition for Adoption will result in a loss by the biological father of all parental rights.
Witness, the Honorable Tommy R. Hankinson, Judge of the Pike County Superior Court.
This 26th day of October, 2009.
/s/April Jackson, Deputy Clerk
Clerk of Superior Court
County of Pike
State of Georgia
11/4, 11, 18, 25 gpn11

Legal 510
Notice of Incorporation
Notice is given that articles of incorporation that will incorporate Inbound Enthusiasts, Inc. have been delivered to the Secretary of State for filing in accordance with the Georgia Business Corporation Code. The initial registered office of the corporation is located at 260 Watering Hole Pass, Williamson, GA 30292 and its initial registered agent at such address is Sheila Newton.
11/11, 18 gpn6

Legal 481
Notice of Sale Under Power
Georgia, Pike County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Tim Durham to Mortgage Electronic Registration Systems, Inc. dated July 26, 2006 in the amount of $271,800.00, and recorded in Deed Book 660, Page 89, Pike County, Georgia Records; as last transferred to U.S. Bank National Association, as trustee, on behalf of the holders of the First Franklin Mortgage Loan Trust 2006-FF14 Mortgage Pass-Through Certificates, Series 2006-FF14 by assignment; the undersigned, U.S. Bank National Association, as trustee, on behalf of the holders of the First Franklin Mortgage Loan Trust 2006-FF14 Mortgage Pass-Through Certificates, Series 2006-FF14 pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Pike County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in Land Lot 153 of the 2nd District, Pike County, Georgia, being Lot 10, Oak Grove Subdivision, Phase I, as per Plat recorded in Plat Book 23, Pages 129-131, Pike County, Georgia records, which recorded Plat is incorporated herein by this reference and made a part of this description.
Tax ID#: 086-210
Which has the property address of 333 Oak Grove Path, Zebulon, Georgia., together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Tim Durham and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
U.S. Bank National Association, as trustee, on behalf of the holders of the First Franklin Mortgage Loan Trust 2006-FF14 Mortgage Pass-Through Certificates, Series 2006-FF14 Attorney in Fact for
Tim Durham
Anthony DeMarlo, Attorney/smagnuson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-17848 /CONV
This law firm is acting as a debt collector and is attempting to collect a debt. Any information obtained will be used for that purpose.
11/4, 11, 18, 25 gpn11

Legal 482
Notice of Sale Under Power
Georgia, Pike County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Patricia Pitts to Mortgage Electronic Registration Systems, Inc. dated October 22, 2004 in the amount of $113,000.00, and recorded in Deed Book 556, Page 214, Pike County, Georgia Records; as last transferred to BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing, L.P. by assignment; the undersigned, BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing, L.P. pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Pike County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in Land Lot 111 of the 9th District, Pike County, Georgia, and being more particularly shown and designated as Tract 4, containing 2.17 acres on that certain plat of survey entitled Walters Subdivision, prepared by J.R. Wood, Registered Land Surveyor No. 2048, recorded in Plat Book 12, Page 114, Pike County, Georgia Records, to which plat reference is made for a more detailed description.
Tax I.D.#041-005-C
Which has the property address of 576 Bottoms Road, Concord, Georgia., together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Patricia Pitts and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
BAC Home Loans Servicing, L.P. FKA Countrywide Home Loans Servicing, L.P.
Attorney in Fact for
Patricia Pitts
Anthony DeMarlo, Attorney/kjenrette
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-20969 /FNMA
This law firm is acting as a debt collector and is attempting to collect a debt. Any information obtained will be used for that purpose.
11/4, 11, 18, 25 gpn11

Legal 483
Notice of Sale Under Power
Georgia, Pike County
Because of default in the payment of the indebtedness, secured by a Security Deed executed by Jeffrey M Swaney to Southern Horizon Bank dated January 27, 2005 in the amount of $94,000.00, and recorded in Deed Book 566, Page 309, Pike County, Georgia Records; as last transferred to PNC Mortgage, a division of PNC Bank NA by assignment; the undersigned, PNC Mortgage, a division of PNC Bank NA pursuant to said deed and the note thereby secured, has declared the entire amount of said indebtedness due and payable and pursuant to the power of sale contained in said deed, will on the first Tuesday in December, 2009 , during the legal hours of sale, at the Courthouse door in Pike County, sell at public outcry to the highest bidder for cash, the property described in said deed to-wit:
All that tract or parcel of land lying and being in Land Lot 254 of the 8th District of Pike County, Georgia, and being .50 acres designated as Lot 2 on a Plat of Survey prepared for J.C. Adkerson Estate, prepared by Mark D. Pressley, GA. R.L.S. #2777, dated 11/26/2002, and revised 5/5/2003, which said Plat of Survey is incorporated herein and by reference thereto being more particularly described as follows:
Beginning at a point located on the Southern Right-of-Way line of Georgia State Route #18 (60 foot Right-of-Way), said point being North 86 degrees 50 minutes 58 seconds East 101.53 feet as measured along said Right-of-Way line from its intersection with the Eastern Right-of-Way line of Pope Street (40 foot Right-of-Way), thence proceeding along the Southern Right-of-Way line of Georgia State Route #18 North 86 degrees 50 minutes 58 seconds East 103.65 feet to a point, thence leaving said Right-of-Way line South 01 degrees 47 minutes 44 seconds East 211.68 feet to a point, thence proceeding South 86 degrees 50 minutes 58 seconds West 103.65 feet to a point:
Thence proceeding North 01 degree 47 minuets 44 seconds West 211.68 feet to a point located on the Southern Right-of-Way line of Georgia State Route #18, said point being the point of beginning.
Which has the property address of 15510 Concord St, Zebulon, Georgia., together with all fixtures and other personal property conveyed by said deed.
The sale will be held subject to any unpaid taxes, assessments, rights-of-way, easements, protective covenants or restrictions, liens, and other superior matters of record which may affect said property.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Notice has been given of intention to collect attorneys’ fees in accordance with the terms of the note secured by said deed.
Said property will be sold as the property of Jeffrey M Swaney and the proceeds of said sale will be applied to the payment of said indebtedness, the expense of said sale, all as provided in said deed, and the undersigned will execute a deed to the purchaser as provided in the aforementioned Security Deed.
PNC Mortgage, a division of PNC Bank NA
Attorney in Fact for
Jeffrey M Swaney
Anthony DeMarlo, Attorney/canderson
McCurdy & Candler, L.L.C.
(404) 373-1612
www.mccurdycandler.com
File No. 09-24553 /CONV
This law firm is acting as a debt collector and is attempting to collect a debt. Any information obtained will be used for that purpose.
11/4, 11, 18, 25 gpn11

Legal 484
Notice of Sale Under Power
Georgia, Pike County
This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
Under and by virtue of the Power of Sale contained in a Security Deed given by Douglas Durian to Beneficial Mortgage Co. of Georgia, dated March 27, 2006, recorded in Deed Book 637, Page 262, Pike County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of one hundred forty-two thousand seven hundred ninety-six and 73/100 dollars ($142,796.73), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Pike County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property:
EXHIBIT “A” All that tract or parcel of land containing 8.396 acres, more or less, lying and being in Land Lot 227 of the 9th Land District of Pike County, Georgia, and further, being in the City of Molena, Georgia, and being more particularly shown and designated as Tract A, according to that certain plat of survey entitled; ‘Plat for R. Fred Jones, Jr.’, dated April 22, 1985, prepared by J. Harold Smith, Georgia Registered Professional Land Surveyor, a copy of which said plat is recorded in Plat Book 11 Page 341 Pike County, Georgia Superior Court Clerk’s Office, and which said plat together with the metes, bounds, courses, and distance as shown thereon with respect to the said Tract A containing 8.396 acres, is by this reference incorporated herein in aid of this description as fully as if copied at length herein. Tax Map or Parcel ID No.: 019A-007.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: HSBC Mortgage Services, 961 Weigel Drive, Elmhurst, IL 60126, 800-222-4293. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Douglas Durian or a tenant or tenants and said property is more commonly known as 66 Watson Road, Molena, Georgia 30258.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Beneficial Mortgage Co. of Georgia as Attorney in Fact for Douglas Durian
McCalla Raymer, LLC
Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/kmh 12/1/09
Our file no. 52549109-FT8
11/4, 11, 18, 25 gpn11

Legal 486
Notice of Sale Under Power
Georgia, Pike County
This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose. Under and by virtue of the Power of Sale contained in a Security Deed given by Trina S. Mitchell and Trina S. Mitchell aka Trina Suzanne Mitchell to Mortgage Electronic Registration Systems, Inc., dated January 27, 2003, recorded in Deed Book 429, Page 316, Pike County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Pike County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of one hundred twenty-six thousand two hundred and 0/100 dollars ($126,200.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Pike County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property:
EXHIBIT “A” All that tract or parcel of land, situate, lying and being in the Town of Concord, Pike County, Georgia, containing 0.828 of an acre, shown and designated as a portion of Lot 1 in block “L” of the Baylor Survey, on plat of survey entitled “Property survey for Donald P. Summers & Tina M. Summers” dated August 14, 1991, prepared by Kenneth E. Presley, Registered Land Surveyor, a copy of which said plat of survey is recorded in plat book 10, page 84, in the Office of the Clerk of Superior Court of Pike County Georgia, and by reference said plat of survey. Together with the metes, bounds, course and distances as shown thereon. Is incorporated herein and made a part of this description. MR/rk2 12/1/09 Our file no. 51642309 - FT4
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Trina S. Mitchell aka Trina Suzanne Mitchell or a tenant or tenants and said property is more commonly known as 115 Harris Street, Concord, Georgia 30206.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Trina S. Mitchell and Trina S. Mitchell aka Trina Suzanne Mitchell McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/rk2 12/1/09 Our file no. 51642309-FT4
11/4, 11, 18, 25 gpn11

Legal 487
Notice of Sale Under Power
Georgia, Pike County
This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
Under and by virtue of the Power of Sale contained in a Security Deed given by Timothy J. Arnold, Jr. to America’s Wholesale Lender, dated February 27, 2003, recorded in Deed Book 435, Page 93, Pike County, Georgia Records, as last transferred to BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP by assignment to be recorded in the Office of the Clerk of Superior Court of Pike County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of one hundred two thousand and 0/100 dollars ($102,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Pike County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property:
EXHIBIT “A” All that lot, tract or parcel of land situate, lying and being in Land Lot 128 at the 8th Land District at Pike County, Georgia, containing 2.00 acres and identified as Lot 15A on a plat of survey titled “Property Survey for James R. Carroll, Jr.” prepared by G. Tim Conkle, Registered Land Surveyor dated April 16, 2001, and revised April 9, 2002, which said plat is recorded in Plat Book 19, Page 188 Pike Superior Court Records. Said plat is incorporated herein by reference. MR/brv 12/1/09 Our file no. 51587109 - FT4
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Bank of America, 2270 Lakeside Blvd, Richardson, TX 75082, 1-888-219-7773. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Timothy J. Arnold, Jr. or a tenant or tenants and said property is more commonly known as 481 Harden Road, Zebulon, Georgia 30223.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
BAC Home Loans Servicing, LP fka Countrywide Home Loans Servicing LP as Attorney in Fact for Timothy J. Arnold, Jr.
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/brv 12/1/09
Our file no. 51587109-FT4
11/4, 11, 18, 25 gpn11

Legal 488
Notice of Sale Under Power
Georgia, Pike County
This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
Under and by virtue of the Power of Sale contained in a Security Deed given by Debbie Kay Trousdale to Mortgage Electronic Registration Systems, Inc., dated November 14, 2007, recorded in Deed Book 731, Page 55, Pike County, Georgia Records, as last transferred to Wells Fargo Bank, NA by assignment recorded in Deed Book 809, Page 276, Pike County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of one hundred eighty-five thousand and 0/100 dollars ($185,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Pike County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property:
EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 222 of the 1st District, Pike County, Georgia, being Tract A-6 on a plat of survey for W.D. Montgomery, prepared by G. Tim Conkle, Georgia registered surveyor no. 2001 of Conkle Lane Associates, dated February 15, 1999 and recorded in Plat Book 15, Page 102, Pike County Georgia records to which plat reference is made for a more detailed description.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Wells Fargo Home Mortgage, Inc., PO Box 10335, Des Moines, IA 50306, 1-800-416-1472. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
To the best knowledge and belief of the undersigned, the party in possession of the property is Debbie Kay Trousdale or a tenant or tenants and said property is more commonly known as 52 Wood Creek Rd, Williamson, Georgia 30292.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Wells Fargo Bank, NA
as Attorney in Fact for
Debbie Kay Trousdale
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net MR/vxv 12/1/09
Our file no. 51674709-FT5
11/4, 11, 18, 25 gpn11

Legal 489
Notice of Sale Under Power
Georgia, Pike County
This law firm is acting as a debt collector attempting to collect a debt. Any information obtained will be used for that purpose.
Under and by virtue of the Power of Sale contained in a Security Deed given by Russell W. Scott to Mortgage Electronic Registration Systems, Inc., dated December 12, 2007, recorded in Deed Book 735, Page 67, Pike County, Georgia Records, as last transferred to Chase Home Finance LLC by assignment recorded in Deed Book 790, Page 82, Pike County, Georgia Records,conveying the after-described property to secure a Note in the original principal amount of four hundred seventeen thousand and 0/100 dollars ($417,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Pike County, Georgia within the legal hours of sale on the first Tuesday in December, 2009, the following described property:
EXHIBIT “A” All that tract or parcel of land lying and being in Land Lot 244 of the 1st District of Pike County, Georgia, containing 5.84 acres, more or less and being more particularly described as Lot 13, on the Final Plat of Friendship Farms, as recorded at Plat Book 13, Page 129, aforesaid records, said Plat being incorporated and made apart of this description by reference.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in Security Deed and by law, including attorney’s fees (notice of intent to collect attorney’s fees having been given).
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Chase Home Finance LLC, 3415 Vision Drive, Columbus, OH 43219, 800-446-8939. Please understand that the secured creditor is not required by law to negotiate, amend, or modify the terms of the mortgage instrument.
the best knowledge and belief of the undersigned, the party in possession of the property is Russell W. Scott and Grace A. Scott or a tenant or tenants and said property is more commonly known as 255 Friendship Road, Concord, Georgia 30206.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Chase Home Finance LLC
as Attorney in Fact for Russell W. Scott
McCalla Raymer, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
MR/vxv 12/1/09
Our file no. 5343409-FT3
11/4, 11, 18, 25 gpn11

Legal 490
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by Charles M. Duncan, Jr. to Mortgage Electronic Registration Systems, Inc. (“MERS”) as nominee for Quicken Loans Inc., dated March 10, 2006 and filed for record March 24, 2006 in Deed Book 636, Page 192, Pike County, Georgia records, and securing a Note in the original principal amount of $144,500.00; last transferred to The Bank of New York Mellon, FKA The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-J3, Mortgage Pass-Through Certificates, Series 2006-J3 by Assignment filed for record in the public deed records of Pike County, Georgia, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Pike County, Georgia, between the legal hours of sale on the first Tuesday in December, 2009, by The Bank of New York Mellon, FKA The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-J3, Mortgage Pass-Through Certificates, Series 2006-J3 as Attorney-in-Fact for Charles M. Duncan, Jr. the following property to-wit:
All that lot, tract or parcel or land situate, lying and being in land lot 69 of the 9th land district of Pike County, Georgia being more particularly shown and designated as tract B-2, as shown on a plat of survey entitled “plat of property for Cody Haddock” dated January 6, 2004, prepared by Cararol Land Services, more particularly M.T. Perdue, registered land surveyor no. 2261, a copy of which said plat is recorded in plat book 22, page 11, clerk’s office, superior court, Pike County, Georgia, and which said plat together with the metes, bounds, courses, and distances as shown thereon with respect to tract B-2, is by this reference incorporated herein in aid of this description as fully as if copied at length herein. Less and except any portion of Tract B-2 which may lie within the right of way of Roberts Quarters Road.
The above described property is also known as 5202 Roberts Quarters Road, Molena, GA 30258.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by Charles M. Duncan, Jr.
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows: BAC Home Loans Servicing, L.P. f/k/a Countrywide Home Loans Servicing, LP, Attn: Jill Balentine, P. O. Box 5170, MS SV314B, Simi Valley, CA 93065, Telephone: 1-888-219-7773. The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require BAC Home Loans Servicing, LP, as servicer for The Bank of New York Mellon, FKA The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-J3, Mortgage Pass-Through Certificates, Series 2006-J3 to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
The Bank of New York Mellon, FKA The Bank of New York, as Trustee for the Certificateholders CWALT, Inc., Alternative Loan Trust 2006-J3, Mortgage Pass-Through Certificates, Series 2006-J3 as Attorney-in-Fact for Charles M. Duncan, Jr.
Shuping, Morse & Ross, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
This law firm is attempting to collect a debt.
Any information obtained will be used for that purpose.
11/4, 11, 18, 25 gpn11

Legal 491
Notice of Sale Under Power
By virtue of the power of sale contained in a Deed to Secure Debt by John Roger Gates and Fannie W. Gates to Fleet Finance, Inc., dated February 23, 1994 and filed for record March 3, 1994 in Deed Book 152, Page 598, Pike County, Georgia records, and securing a Note in the original principal amount of $37,319.16; last transferred to Associates Financial Services Company of America, Inc. by Assignment filed for record March 11, 1997, in Deed Book 189, Page 177, Pike County, Georgia records, there will be sold at a public outcry for cash to the highest bidder before the Courthouse door of Pike County, Georgia, between the legal hours of sale on the first Tuesday in December 2009, by CitiMortgage, Inc. successor by reason of merger with CitiFinancial Mortgage Company, Inc. formerly known as Associates Financial Services Company of America, Inc. as Attorney-in-Fact for John Roger Gates and Fannie W. Gates the following property to-wit:
All that tract of land lying in the Concord District of Pike County, Georgia, being Lot No. 7 of Block B of the Hill Top Subdivision, more particularly described as follows: Beginning at a point on the north side of Fourth Street 105.8 feet from the east boundary of Hillcrest Avenue and running along the north side of Fourth Street 100 feet; thence north 120 feet; thence west 100 feet; thence south 120 feet to the point of beginning. Less and except: that certain .023 acres deeded by John Roger Gates and Fannie W. Gates to Pike County, Georgia, for the right of way of a public road which said deed is recorded in Deed Book73, Page 336 and re-recorded in Deed Book 73, Page 696, Clerk’s Office, Pike Superior Court. This is the same property as described in Deed Book 43, page 479, said Clerk’s Office.
The above described property is also known as 74 4th Street, Concord, GA 30206.
The indebtedness secured by said Deed to Secure Debt having been declared due and payable because of default in the payment of the indebtedness secured thereby, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney’s fees, if applicable.
The property will be sold as the property of the aforesaid grantor subject to the following: all prior restrictive covenants, easements, rights-of-way, security deeds, or encumbrances of record; all valid zoning ordinances; matters which would be disclosed by an accurate survey of the property or by any inspection of the property; all outstanding taxes, assessments, unpaid bills, charges, and expenses that are a lien against the property whether due and payable or not yet due and payable.
To the best of the undersigned’s knowledge and belief, possession of the subject property is held by John Roger Gates and Fannie W. Gates.
Pursuant to O.C.G.A. § 44-14-162.2, the name, address and telephone number of the individual or entity who shall have the full authority to negotiate, amend or modify all terms of the above described mortgage is as follows:
CitiMortgage, Inc.
Attn: Loss Mitigation Dept.
3950 Regent Boulevard
MS - S2A - 286
Irving, TX 75063
Telephone number:
1-800-422-1498
The foregoing notwithstanding, nothing in O.C.G.A. § 44-14-162.2 shall be construed to require CitiMortgage, Inc. to negotiate, amend or modify the terms of the Deed to Secure Debt described herein.
CitiMortgage, Inc. successor by reason of merger with CitiFinancial Mortgage Company, Inc. formerly known as Associates Financial Services Company of America, Inc. as Attorney-in-Fact for John Roger Gates and Fannie W. Gates
Shuping, Morse & Ross, LLP
By: S. Andrew Shuping, Jr.
S. Andrew Shuping, Jr.
6259 Riverdale Road, Suite 100
Riverdale, Georgia 30274-1698
(770) 991-0000
This law firm is attempting to collect a debt.Any information obtained will be used for that purpose.
11/4, 11, 18, 25 gpn11

Legal 492
Notice of Sale Under Power
Georgia, Pike County
By virtue of a Power of Sale contained in that certain Security Deed from Cecil C. Lee to Mortgage Electronic Registration Systems, Inc., acting solely as nominee for Countrywide Bank, FSB, dated March 28, 2008, recorded April 4, 2008, in Deed Book 749, Page 81-94, Pike County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Thirty-One Thousand Three Hundred Forty and 00/100 dollars ($131,340.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to BAC Home Loans Servicing, LP f/k/a Countrywide Home Loans Servicing, LP, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Pike County, Georgia, within the legal hours of sale on the first Tuesday in December, 2009, all property described in said Security Deed including but not limited to the following described property:
All that tract or parcel of land containing 2.01 acres, more or less, lying and being in landlot 107 of the eighth land district of Pike County, Georgia, and being more particularly shown and designated as tract 1-b 2.01 acres acres according to that certain plat of survey entitled “Survey for Robert Blalock”, dated May 10, 2000, prepared by Mark D. Pressley, Georgia Rregistered Professional Land Surveyor #2777, a copy of which said plat is recorded in plat book 23, page 4, clerk`s office, superior court, Pike County, Georgia, and which said plat, together with the metes, bounds, courses and distances as shown thereon with respect to the said 2.01 acres, is by this reference incorporated herein in aid of this description as fully as if copied at length herein.
Said property is commonly known as 1647 McCard Lake Road, Meansville, GA 30256.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed and Note, including but not limited to the nonpayment of the indebtedness as and when due. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys` fees and all other payments provided for under the terms of the Security Deed and Note.
Said property will be sold subject to the following items which may affect the title to said property: all zoning ordinances; matters which would be disclosed by an accurate survey or by an inspection of the property; any outstanding taxes, including but not limited to ad valorem taxes, which constitute liens upon said property; special assessments; all outstanding bills for public utilities which constitute liens upon said property; all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the party in possession of the property is Cecil C. Lee, Cecil C. Lee and Hazel I. Lee, or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. The above law firm is acting as a debt collector. Any information obtained will be used for that purpose.
BAC Home Loans Servicing, LP F/K/A Countrywide Home Loans Servicing, LP
as Attorney in Fact for
Cecil C. Lee
Lender Contact: BAC fka CHL, Loss Mitigation Dept., 7105 Corporate Drive, PTX-A-274, Plano, TX 75024
Telephone number:
800-669-6087
Attorney Contact: Rubin Lublin Suarez Serrano, LLC, 3740 Davinci Court, Suite 100, Norcross, GA 30092
Telephone number: (888) 890-5309 Case no. BAC-09-01076-5
www.rubinlublin.com/property-listings.php
11/4, 11, 18, 25 gpn11 [Full story »]